Loans & debt

Balance Transfer Calculator

What a 0% intro offer saves

$
%
$/mo
months
%
More options
%
%

You save

$1,530

Transfer fee
$180
Interest if you stay
$1,739
Interest after transfer
$30
To clear it during intro
$343.33/mo

Debt-free in 1 yr 9 mo with the transfer, 2 yrs 2 mo without.

Balance
  • Stay
  • Transfer
Data table
DateStayTransfer
Oct 2026$6,000$6,180
Nov 2026$5,820$5,880
Dec 2026$5,636$5,580
Jan 2027$5,449$5,280
Feb 2027$5,258$4,980
Mar 2027$5,063$4,680
Apr 2027$4,865$4,380
May 2027$4,662$4,080
Jun 2027$4,455$3,780
Jul 2027$4,244$3,480
Aug 2027$4,029$3,180
Sep 2027$3,810$2,880
Oct 2027$3,586$2,580
Nov 2027$3,358$2,280
Dec 2027$3,125$1,980
Jan 2028$2,887$1,680
Feb 2028$2,645$1,380
Mar 2028$2,398$1,080
Apr 2028$2,146$780
May 2028$1,889$496
Jun 2028$1,626$206
Jul 2028$1,359$0
Aug 2028$1,086$0
Sep 2028$808$0
Oct 2028$524$0
Nov 2028$235$0
Dec 2028$0$0