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Home Affordability Calculator
How much house fits your income
Yearly income
Before taxes
$
/yr
Monthly debt payments
Car, student loans, cards
$
/mo
Down payment
$
Interest rate
%
Loan length
30 yrs
20 yrs
15 yrs
Budget
Debts up to 36% of income
Comfortable
Stretch
More options
Property tax
Yearly, as % of price
%
Home insurance
$
/yr
HOA dues
$
/mo
PMI
Yearly, only under 20% down
%
Home price you can afford
$338,000
Principal & interest
$1,757
Property tax
$310
Insurance
$150
PMI
$116
Monthly payment
$2,332.82
Loan amount
$278,000
Down payment
17.8% of price
Debt-to-income
34%
Data table
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Monthly payment with taxes and insurance
Refinance
Is a lower rate worth it
Pay off early
What extra payments save
Auto loan
Car payment with tax and trade-in
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Payment and true cost
Credit card payoff
How long until it is gone